Independent guidance for the households we serve.
Transcend Financial Services is an independent retirement and insurance practice helping individuals, families and business owners protect what they've built and prepare for what's ahead. Licensed in all 50 states.
A boutique practice built around your plan, not a product shelf.
Who we are. An independent WFGIA insurance agency delivering personalized retirement, protection and legacy strategies to households across the country.
What we do. We coordinate Insurance Protection, Retirement Strategies, Business Strategies, College Funding, Long Term Care, Life Insurance, Legacy Strategies and Disability Insurance into one plan that fits your life.
Who we help. Individuals and couples preparing for retirement, recently retired clients, small business owners, working professionals, parents funding education and families protecting a legacy.
Why clients trust us. Independent guidance, plain-language recommendations and a senior financial professional on every relationship. We focus on what you actually need, not what sells easiest.
Nationwide availability. Licensed in all 50 states and available by phone, video and secure digital meetings so you can work with us from anywhere.
Eight services, coordinated in one plan.
You'll rarely need all eight. But every household benefits from knowing where each piece fits and how they work together.
Coverage that helps safeguard your income, health and loved ones against life's uncertainties.
Income planning designed to sustain your lifestyle throughout your retirement years.
Protection and continuity planning for owners, key employees and the businesses they've built.
Tactics to support your children's education without derailing your own retirement goals.
Proactive planning so extended care needs don't burden your family or deplete savings.
Term, permanent and hybrid options explained in plain language and matched to your goals.
Estate preservation coordinated with your attorney and tax professional.
Income replacement that protects your prime earning years if you're unable to work.
Five commitments that shape every decision we make.
Every recommendation must pass a simple test: is this what we'd advise our own family?
We answer to our clients, not to a parent company, product shelf or sales quota.
We build plans that survive market cycles and revisit them on a schedule, not on impulse.
Complexity is the enemy of good decisions. We speak plainly.
We measure our success in decades, not quarters.
Led by CEO Francisca Yeboah.
Meet the team behind every plan we build.
Licensed in all 50 states.
Wherever you live, we can serve you with the same level of care and professionalism. Meetings happen by phone, video or secure digital session, on your schedule.
A senior financial professional, not an assistant, will reply within one business day. Every recommendation is delivered in plain language, with the reasoning behind it, so you always know why we're suggesting what we're suggesting.
Objective guidance as an independent WFGIA agency.
Licensed to serve clients in all 50 states.
Plans tailored to your household, not a template.
A senior professional replies within one business day.
Let's build your retirement strategy together.
A candid, one-hour conversation with a senior financial professional. No obligation, no product pitch.